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3 Insurance Company Tricks A Personal Injury Lawyer Can Safeguard You Against

by Marie Caldwell

If a reckless individual harms you through their actions, you can be eligible for reimbursement from their insurer. Most companies know they're supposed to award victims of various accidents a settlement based on the magnitude of their injuries. However, they may use several tricks to minimize this payout to save as much money as possible. If you want to get a favorable award, you should contact a personal injury lawyer. They can tell you the tactics insurers use and guide you through the process of receiving a settlement. In this article, you'll learn three tricks these attorneys can safeguard you against. 

Delaying Claims

Some unscrupulous insurers may delay your claim, so they don't disburse the amount they owe you. This could be because of the company's policy to discourage you or to offer you time to submit the required evidence. While this may seem like a genuine reason for the holdup, it's often a delaying tactic. If you receive a notification that your case is delayed, don't hesitate to contact your attorney. They will pressure the company to have it processed immediately. They'll also tell you the right thing to do to avoid delays.

Asking for a Recorded Statement

After a mishap, an insurer may request you to give them a recorded statement about what transpired. They could use this opportunity to ask leading questions to get some proof to deny your request or reduce the amount they should award you. Although this initiative may appear to be standard protocol, you're not legally obligated to participate. You can refuse or ask that your lawyer be present during the questioning. An attorney will make sure that your wounds are thoroughly examined before any queries are asked. They'll also combat any attempts by the insurer to use your words against you.

Proposing a Quick Settlement Offer

An adjuster may make an initial settlement offer well below your claim's worth. They know that most victims are eager to receive payment and may take advantage of this situation to offer you a low amount that may not be enough to cover your medical expenses, lost wages, and future income. A lawyer can safeguard you against this tactic and get you the reimbursement you deserve. They'll ensure you know the full value of your losses before you sign the agreement because it's impossible to ask for additional reimbursement in the future. They'll also hold the company accountable if they try to take advantage of you. 

If you're an accident victim, have a personal injury lawyer by your side to assist you battle insurers. They'll uphold your interests and ensure you are fairly reimbursed for your damages.

Contact a personal injury law firm in your area for more information—such as Law Offices of Donald E. Green, P.C.